Make easy monthly payments with Elective.

Pay for any Trade and Travel program on your terms!


Pay over 3, 6, 9, or 12 months


No interest or late fees. Seriously!


Get instant access to your program

30%+ Increase in conversions

40% +Increase in order values

No Added Fees.
There is no interest or no hidden fees—not even late fees.
Instant Approvals.
Our instant approval process means you can checkout in < 2 minutes.
Pay Over Time.
Split any purchase into easy monthly payments. It's that easy!

Announcing our partnership with Elective! 🎉

"I'm so excited to announce our partnership with Wizebank so you can pay at your own pace. Interested in a Trade and Travel program? Just use Wizebank to easily split the cost into easy monthly payments with no added fees or interest."

Teri Ijeoma, Founder
Step #1
Checkout with Elective.

Split any Trade and Travel program into a flexible monthly plan with no added interest, late fees, or penalties of any kind. Interested? Checkout with Elective below.

View Payment Options
Step #2
Complete your purchase.

Have your email, phone number, address, DOB, and debit/credit card handy—that’s it.

Step #3
Pay at your own pace.

You'll get instant access to your program and can pay on your terms.

Give Me Access!
You've got questions, we've got answers.
Don't see your question? Check out our Help Center or reach out to our support team at
What exactly is Elective?

Elective gives you the freedom to learn now and pay later - with no interest or added fees. With Elective, you can spread the cost of an educational purchase over 3, 6, 9, or 12 months.

What's the catch?

There's no catch. We designed Elective to be the most student-friendly payment option on the market. We partner with leading online education businesses to offer Elective to their students. It's a win-win-win!

What are the requirements?

You need to (1) be the age of majority in your state, (2) have a US/Canadian number that can receive texts, (3) have a valid email, and (4) have a non-prepaid payment method available.